Tuesday’s Tidbits

+ My husband read an interesting article the other day about the different stages of retirement. It made a lot of sense. The article said that retirement is actually quite expensive in the beginning (even if your kids have all moved out, and are on their own, and they even have their own cell phone plans). The first stage of retirement is “go-go”, where you are still young and healthy enough to make up for lost time and freedom. This is the stage that people spend a lot of money on travel and hobbies and renovations and going out, etc. People are then often shocked about how expensive this first stage of retirement can be. It can make them panic and wonder if they have saved enough for retirement. The next stage is “slow go” where you have aged some more, and have experienced some more, and now the novelty of “everything that you can do in retirement” is wearing off and you find a more moderate routine in your every day retired life. The final stage of retirement is “no go”, but that’s also the stage that healthcare costs and nursing care costs are at their highest. I found this all to be really interesting because as a 54-year-old woman whose youngest of four children is graduating from college next year, I have found I feel a bit of relief from a lot of the expenses that raising a big family entails. But my husband is not retired yet. We are not living on a fixed income. And in talking to retired family and friends, many have discussed that they find retirement to be more expensive than they thought it would be. I like to think that my husband and I are doing a lot of our “go-go” stage right now (we had our children relatively young) while he is still working, so that when it comes to full retirement we can ease into the “slow go” phase relatively quickly. Time will tell . . . . Readers, what have your experiences been? Any wisdom to share? My husband and I have also noticed that a lot of our friends and contemporaries are delaying retirement. I was at my dear dentist’s office yesterday and he told me that he doesn’t want to retire because he still enjoys what he does, and he doesn’t have an alternate plan. Our dentist told me that his office and his practice feels more like “home” to him than anywhere else. I’m certainly not complaining. Our talented dentist treated our family all the way from baby teeth to wisdom teeth removal. The day that he retires (same goes for my hair stylist) will truly be bittersweet days for me.

+ Yesterday, I got myself into a tizzy because I couldn’t reach my husband. His phone went directly into voicemail (10 times). When I got home, I ran inside where he was nonchalantly cutting up some vegetables and watching some football. I hit him and hugged him at the same time. We compared phones and mine showed me calling him (10 times) and his showed no calls coming in. We still don’t know what happened. This is the hard part of today’s world. We expect to be able to reach our loved ones at all times, and our imaginations go into overdrive when we can’t reach them. When one of these rare times happen that I can’t reach someone whom I love, and as I hyper-ventilate, and as I vacillate between worst, most awful case scenario/girl, please calm your crazy a$$ down, I think to myself, “Wow, I truly love and value these wonderful people in my life. I don’t know what I would do without them.” What I can take out of these annoying experiences of occasional tech failure (and also my annoyance at myself for being so phone dependent) is the reminder of the gratefulness that I have for the beautiful people in my life. When you entertain the idea of losing someone you deeply love, the little things that irk you about them, lose their potency real quick.

+ I bought these gems the other day when I was at a cute seaside store with one of my favorite friends. These quotes seem particularly apropos for times like these:

Are you passing on love or are you passing on pain? Heal your pain and pass on love.